Commercial Insurance
Liability insurance is a broad term that describes types of coverage to help protect you or your business if someone files a lawsuit or reports a claim against your company.
What is Liability Insurance and What Does it Cover?
There are different types of insurance coverage that you can get to help protect your business from liability claims. Common business liability insurance coverage include:
- General Liability Insurance- to help cover claims that your business caused bodily injury or property damage to someone else or their belongings.
- Professional Liability Insurance- to help cover your legal costs and judgments if a client sues your business for errors or omissions arising in your professional services. This coverage is also known as errors and omissions insurance.
- Cyber Liability Insurance- data breach insurance, which helps you respond to a breach if personally identifiable information is stolen from your business.